109 Liberty Street Oswego, NY 13126
Listing by: NYS ALLIANCE / Listed By: Meagan Keib, Century 21 Leah's Signature

  109 Liberty Street Oswego, NY 13126

Active (0 Days)
$123,706 (USD)
3
BED
2
BATH
1,323
SQFT

Description

Versatile 2-Unit Property with Owner-Occupant or Investment Potential! Originally designed as a single-family home, this recently renovated property is currently configured as a two-unit residence and could be converted back to a single-family layout with relative ease. Each unit has a separate electric meter.

The completed lower level features 2 bedrooms, 1 full bath, a new kitchen, and a new bathroom, offering a comfortable and move-in-ready space. The upper level is mostly completed and includes a kitchen, bathroom, and 1 bedroom, with just a few finishing touches remaining.

Additional updates include newer windows throughout. This flexible property is an excellent opportunity for an owner occupant looking to live in one unit while generating rental income from the other. Its convenient location near SUNY Oswego, Oswego Hospital, and bus lines also makes it well suited for student housing, rental income, or other investment possibilities.

With multiple ways to use and configure the space, this property offers flexibility, potential, and opportunity for the next owner. Explore the possibilities and make this versatile property your own!

Also listed as MLS # S1718964.

MLS #:
S1718090
Taxes
$2,155
Lot Size
3,173 SQFT
Type
Single-Family Home
Year Built
1920
Style
Historic/Antique
School District
Oswego
County
Oswego County

Listed By

Meagan Keib, Century 21 Leah's Signature
Source
NYS ALLIANCE
Last checked Oct 1 2026 at 4:31 PM GMT+0000
Bathroom Details
Interior Features
  • Laundry: Main Level
  • Electric Oven
  • Electric Range
  • Bedroom on Main Level
  • Eat-In Kitchen
  • See Remarks
  • Laundry: Upper Level
  • Second Kitchen
  • Water Heater
Lot Information
  • Residential Lot
  • Rectangular
  • Rectangular Lot
Property Features
  • Fireplace: 0
  • Foundation: Stone
Heating and Cooling
  • Gas
  • Forced Air
Basement Information
  • Full
Flooring
  • Varies
  • Tile
  • Laminate
Utility Information
  • Utilities: Water Source: Public, Water Connected, Sewer Connected, Water Source: Connected
  • Sewer: Connected
Parking
  • No Garage
Living Area
  • 1,323 sqft
Location
   
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Estimated Monthly Mortgage Payment

*Based on Fixed Interest Rate withe a 30 year term, principal and interest only

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Mortgage calculator estimates are provided by C21 Leah's Signature and are intended for information use only. Your payments may be higher or lower and all loans are subject to credit approval.
Disclaimer: Copyright 2026 New York State Alliance. All rights reserved. This information is deemed reliable, but not guaranteed. The information being provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 10/1/26 09:31